As usual, individual survey returns, interview details and case studies are kept confidential and only aggregated data are tabulated for analysis and presentation. Although utmost care has been taken to recheck data/figures, any human error should be excused due to the volume of the data received and anlyzed. While every care has been taken in the preparation of this report and WEB database, no liability is accepted by the project sponsors for any statement or opinion or for any errors. The comments and opinions found in this report do not belong to sponsors. Utmost care has been taken to extract and abridge materials from public domain to maximise the benefits of the database. However, if there is any objection to its usage, please advise, so that it can be removed from the database. Email to:webmaster@cicc.org.sg